Merchant – AePS & Micro ATM For PC [Free Download On Windows 7/8/10/Mac]

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Merchant – AePS & Micro ATM is a unique mobile application that enables small merchants to accept digital payments from their customers. This app is developed by Innoviti Payment Solutions, a leading provider of payment processing solutions in India. It allows merchants to connect with their customers through a secure payment gateway and accept payments in a variety of digital formats, including credit/debit cards, net banking, and wallets. The app is currently available on the Google Play Store and the Apple App Store.

The latest Merchant – AePS & Micro ATM for PC has come up with a few updates that are better than the previous version. Want to know those? Here are they:

Merchant – AePS & Micro ATM Andorid App Summary

Pay1-Dukandaron Ka Network has developed the Merchant – AePS & Micro ATM for Android. You can find it under the Finance category on Play Store. Since its inception, Merchant – AePS & Micro ATM has got over 903660+ users on board. For the user rating, it is currently holding a 4.5 rating and the latest version of it is 12.5.8

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The latest update of Merchant – AePS & Micro ATM is Jul 15, 2022 for phones. You can’t use it on your PC directly. So, you have to use an Android emulator like BlueStacks Emulator, Memu Emulator, Nox Player Emulator, etc.

No worries, we will discuss the methods to run it on your computer using the emulators whether you use a PC or Mac. Follow the methods we’ve discussed below.

Merchant – AePS & Micro ATM App Overview and Details

What is Pay1 merchant?
Pay1 merchant is an app specially designed and developed to boost the businesses of the micro-retailer ‘dukandar’ of India.

Who can use this app?
This app is for all the micro-retailers right from any kiranawala, general stores, mobile store, stationery store, medical store, etc. Every retailer of India can use this and increase their earnings.

How to use the app?
To become a Pay1 retailer, you have to download this app, sign-up as a retailer, and activate our free ‘Aatmanirbhar’ membership plan or opt for paid plans for better benefits like higher commission & discount on hardware products, etc. Once done, start availing of our services.

What benefits do retailers get?
– Retailers earn great commission on each and every transaction
– Get Instant Settlement into your bank account
– Earning tokens every transaction
– Tokens can be redeemed for cashback and other discount vouchers
– Account, reports & invoice management
– More business growth as more customer footfall

Services available in this app:
Money Transfer: Provide easy and fast domestic money transfer service in any bank using the Pay1 app.

UPI Payment – VPA/QR code: Now each Pay1 retailer can accept payments with QR code through UPI, quickly and seamlessly.

Bill payments: Do Utility bill payments for your customers efficiently and quickly of more than 10 companies, through your mobile and desktop.

Micro-ATM: Now your customers can swipe and withdraw cash through this service. Get yourself the Micro-ATM kit and convert your shop into an ATM.

mPOS: Accept cashless payments easily with this app. Accept payments through debit/credit cards and provide cash withdrawal and earn great commissions through the same.

AePS: Transform your shop into an ATM. Various banking services like cash withdrawal, cash deposit and balance enquiry are just a fingerprint away.

Cash Collection: Increase your monthly income by providing payment collection service in your shop for businesses viz. Swiggy, Dunzo, Zomato, Cashify, etc.

EMI Collection: Similar to cash collection, provide monthly premium or instalments collection service in your shop for banking and NBFC’s like Home Credit, Capital First by IDFC, Adhani Capital, L&T Finance, etc.

Recharge: Mobile and DTH recharge are now available at the Pay1 app. This service gives retailers the opportunity to do recharges at the convenience of their shop and earn more, with uninterrupted service quality and fast transaction speed even during peak hours.

PAN Card: Retailers can carry out all the necessary procedure required for applying for a PAN Card on behalf of the customer and earn great commissions through the same.

Motor Insurance: Through this service, the retailers can provide bike insurance to their customers

Travel booking: Pay1’s travel booking platform helps the retailers to provide their customers with travel and hotel booking services at a reasonable price. You can book air tickets, train tickets through IRCTC portal, hotel bookings and tour packages with ease.

Loans: Get a Loan amount starting from 10,000 to 2,50,000 lac
Repay loan within 3 months to 6 months
Annual percentage rate (APR) (per annum monthly reduction): 21.6%-30%
Loan Processing fee: 2-4%

Our NBFC Lending partners: Fundfina, Indify, Rupifi, Happy, Lendbox, and Faircent

Loan amount: 50,000, Interest 30%, Processing fee 3%, Tenure 140 days (4.6 months)
Loan processing fee: Rs 1,500 + 18% GST
EMI per month: Rs.10,714
Total interest: Rs.5,833
Disbursal amount: Rs.46,980 (after deducting PF+GST and a month interest)
Amount Payable: Rs.56,770

All loans are subject to Terms and conditions.

For more details please visit our website:
For any inquiries or queries, call us at 022 42932288 or mail us at

Features of Merchant – AePS & Micro ATM for PC

services to your neighbouring businesses.

1. Pay1 merchant is an app designed to help micro-retailers increase their earnings.
2. The app is available to anyone who owns a micro-retail business in India.
3. To use the app, retailers must sign up, activate a free or paid membership plan, and start using the services.
4. Retailers can earn great commissions on each and every transaction.
5. They can also receive instant settlements into their bank accounts.
6. They can earn tokens every transaction which can be redeemed for cashback and other discount vouchers.
7. The app offers account, report, and invoice management.
8. The app also offers services like money transfer, UPI payment, bill payments, micro-ATM, mPOS, AePS, and cash collection.
9. Retailers can use the app to increase their monthly income by providing payment collection services.
10. The app offers a variety of services that help micro-retailers grow their businesses.

Install “Merchant – AePS & Micro ATM” on PC: Windows 10/8/7 & Mac

Installing Merchant – AePS & Micro ATM on your PC won’t seem a big deal as it’s now, but only if you use NOX app player on your computer. It’s one of the most popular Android emulators you can use today. Let’s get you through the process of how to install Merchant – AePS & Micro ATM on your PC using NOX:

  • First off, you need to download the NOX player on your computer from here and install it by double clicking the installer.
  • The installation will take a few minutes depending on how fast your PC is. Then, click on launch and run the emulator.
  • Inside the emulator, you can see the Google Play store icon on the top right corner area. Click on it.
  • Play store will ask you to log into your account. Here, use your Google email and password to log in.
  • Then, you can see the play store interface. On the search bar, you need to type Merchant – AePS & Micro ATM and hit enter to search for it.
  • Once the results come up, you can see the Merchant – AePS & Micro ATM as the first result. Hit install under this result and it will download and install on your PC.
  • After installation, you can launch the app from the shortcut button or directly from the Play store form the Open button.
Merchant – AePS & Micro ATM App Specification
App Name: Merchant – AePS & Micro ATM On Your PC
Devoloper Name: Pay1-Dukandaron Ka Network
Latest Version: 12.5.8
Android Version: 5.1
Supporting OS: Windows,7,8,10 & Mac (32 Bit, 64 Bit)
Package Name: com.mindsarray.pay1
Download: 903660+
Category: Finance
Updated on: Jul 15, 2022
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Whats New In this Merchant – AePS & Micro ATM?



Merchant-AePS & Micro ATM application has emerged as one of the most popular and highly reliable applications for merchants. It allows merchants to accept payments through AePS and Micro ATM channels. The application is easy to use and helps merchants to keep track of their payments and transactions.

So, did you find the guide on how to download the Merchant – AePS & Micro ATM for PC above? If you did, or if you have any questions regarding it, do comment and let us know. We’re here to help.


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